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Exact language suggestions, straight from the source.

Every flag comes with the precise replacement text your filing needs — plus a direct link to the state bulletin it came from.

Exact Language Capabilities

01

Precise

Not vague guidance. Every flag comes with the exact replacement text — ready to paste directly into your filing.

02

Sourced

Every suggestion links to the specific state bulletin, statute, or DOI rule it came from. Verify anything in one click.

03

Contextual

Fixes are tailored to the state and line of business you're filing in. No generic templates, no boilerplate.

04

Trusted

Rules curated by our team from state DOI bulletins, NAIC guidelines, and legislative sources — always current.

See how it works

Skip the guesswork. Get the language that gets approved.

When PreFile flags a compliance issue, it doesn't stop at telling you what's wrong. It shows you what to write instead.

Every suggested fix is drawn from the state's own rules and bulletins — so you're not translating regulatory language yourself, and every citation traces back to a source you can hand to a reviewer.

Issue detail · California
HIGH RISK
Non-compliant notice period
Ten (10) days is below California's minimum 30-day requirement for cancellation notices in the Notice of Cancellation document.
↗ Ref: CDI Bulletin 2024-3 · §INS.CA.678.001
💡 SUGGESTED FIX
"giving written notice of thirty (30) days prior to the effective date of cancellation..."

Exact Language in Action

Cancellation Notice Period
PreFile flags
"Ten (10) days is below California's minimum 30-day requirement for cancellation notices per CDI Bulletin 2024-3." ↗ CDI Bulletin 2024-3 · §INS.CA.678.001
Suggested language
Ready to paste: "The insurer reserves the right to cancel this policy by giving written notice of thirty (30) days prior to the effective date of cancellation to the named insured."
Non-Renewal Notification
PreFile flags
"Notice period does not conform to New York §3425(c), which requires at least 45 days advance notice for personal lines non-renewal." ↗ NY Insurance Law §3425(c)
Suggested language
Ready to paste: "The insurer shall provide the named insured with written notice of non-renewal at least forty-five (45) days prior to the expiration date of the policy, sent by first class mail to the last known address of the insured."
Termination Provisions
PreFile flags
"Termination language does not include the state-specific right of appeal required under Florida Statute 627.4133 for personal lines terminations." ↗ Fla. Stat. § 627.4133
Suggested language
Ready to paste: "The insured has the right to request a review of this termination by the Florida Office of Insurance Regulation within thirty (30) days of the effective date, in accordance with Florida Statute 627.4133."

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